Many people assume that the money to be saved or invested, as a big problem. But we must view this problem as an opportunity, not as a hindrance. This opportunity came in three forms:
1. Regularly conduct money carefully
2. Reduce shopping
3. Increase
For most people who have the motivation, objectives, this objective easily achieved without the expertise and the age limit. Let's knowledge one by one:
1. Regularly conduct money carefully
One of the Herculean at first, but it can easily become a good character is part of the store than you earn. Discipline such as this is very good, because he does not give you the opportunity to memboroskannya.
We suggest that any money into an account that is not easily removed. This money should be saved to invest, and if it is not reasonable to use for your shopping day-to-day, although in constriction.
You may not agree with this, because usually you shopping than what you earn, but you need advice, do so from now.
You may also ask, how much amount of money that need to be saved. We recommend that you start saving at least 10 percent of the revenue you earn.
In a short time, the amount of money you deposit will become more and this will give encouragement to you to save the amount even more.
2. Reduce shopping
We often spend the money for many things. Among the shopping that is needed, such as house rent, buy food, pay accounts and billing buy clothes. And there is also included in the spend to things that are not very necessary, but we do also provide variety of vehicles such as, buying a house and decorations, among which there are also shopping for a luxury, but the matter was not necessary and can be used in the Exclude .
Secret shopping is to reduce the rate all the way and cut the overall shopping malls that are not needed or Exclude in the past without disrupting the quality of your life. Can not travel or eat out, but it's spare time was used to design your finances.
There is also a hidden shopping, for example, you can save the use of sugar, and reduce smoking. In fact in this way without the husband, you can realize millions of dollars a year. Between things that you can scrimp on is as follows :
Rent House
Move that to the cost price is cheaper, or buy their own home because it was more profitable for a long period of time.
Credit card
Pay as soon as possible to avoid the cumulative interest.
Home furnishings
Gas, electricity, kerosene or fire should be used sparingly with. Summarize the conversation over the phone, or you use the phone in the night time except for emergencies. Call in the night is out because it cost less.
Food
Buy food that is at once a lot cheaper. Buy from the market day or the night market. Decrease of fatty food because usually more expensive. Instead eat a nutritious food but cheaper. If you are working at a diner, you can eat in the canteen in order to reduce the food outside.
Clothes
Purchasing quality clothing that is durable and better than buying clothes too often a cheap but fast is broken.
Car
If you rarely use it does not need them. If you always use it, buy the economic model. Services and fix yourself what we can. Wash your own car. And they must always know the price of a car service and parts prices.
Recreation
Go near the recreation field and the cost is cheaper.
The above example is a small part of that help and money out. He will not disrupt the quality of your life at the time now, but give a lot of profit for luxury in the future.
3. Adding Revenue
In addition to the business money, you should also increase. Appear to increase business revenue is difficult, but if you want to try it is not so difficult.
The first task if you want to find the source to increase revenue is to identify exactly what you like and you can do these things well.
Everyone has skills, they usually have one or two major and some skill (talent) small. Expertise talent birth is very important to get your excitement and happiness.
If you are able to bear expertise in the field of self-employed, it is certainly can bring a very sizeable profit. For example, if you use a good hand, try to make you think of something to improve the side.
You also can do plumbing work or related to pipes, clock, radio or computer. If your interest in gardening, try to take advantage of this hobby by offering services to others, such as parks, selling vegetables - to the other vegetables, fruit - fruits, seeds and so forth.
If you prefer to speak and meet with people, you may be able to sell things. You can be involved in direct selling, or teaching, or selling insurance. If you have a skill, you can be taught to others, whether freely or formal.
You will only be successful if you do work - work that you love, which You uses your talents and channeled it towards profitability. Many people think that only part of the industry are profitable, but you can be successful even if it was in any field. This is evidenced by millionaire - millionaire who has experienced.
If you have any problems to get ideas or opportunities, better search, and colleagues to sit together, take blank paper and recorded all the ideas in think.
Do not all criticized the idea is given, after it was filtered and the idea is reviewed and analyzed so that a settlement can be realized. No matter how long a time in need, may be one or two days, a week or month, provided that it does not This casually. This is valid, because if we have ideas but do not make any action, finally after many years we are still in the position long.
Or you can also do it alone, find a quiet place or you wake up in the morning dawn solat, then you do not sleep anymore. Forget the day-to-day and tenangkan mind, or you better wake up for night prayer tahajud. Allah akan work like that make it easy to get inspiration.
Thus the search for a secret that a lot of money, it is a business that are integrated or joined. One effort will strengthen the efforts of others. The author would also like to remind that things need to be supported above the things that are by religion such as prayer, charity, charity, help people and so forth.
This is necessary because every good deed will reply with the good of all business and only came with the blessings and mercy from Allah SWT. We also have to resignation, and as a people believe we should always willing and examine each of goodness and badness. Hopefully God will give to the sustenance of our overflow.
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